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Review Your Insurance Options

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We've got you covered.

Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.




Individual Health Insurance - Children

Life comes at you fast, and in the case of children, that saying holds true. Ensure that your children are covered properly against whatever life throws at them. Click below to get a quote for healthcare for the children in your life.

Accident Insurance

Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.


Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.


Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.


Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.



Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.



Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.

Individual Health | Short-Term

For those who are interested in getting health coverage for the short-term, we've got you covered. Simply click below for a quote today. 




Looking for a list of providers in your area? Click the button below, and get connected with a premium provider in your area today! 


Do you need a specific form? Don't worry, we've got our forms online and readily avaliable for you to download and fill out at any time.



Group Census Forms

Our group forms are avaliable to you at any time. Simply click the button below, and take a look in our library. We're always happy to help! 


Your Trusted Insurance Professionals

Chuck Huggins Insurance Services has been family run and operated for over 30 years. The founder and heart of the business is Chuck Huggins, has been licensed since 1991. Innovation and adaptability with integrity and security is the driving force behind our business model. Chuck brought on his daughters, Hayley Friedman, licensed since 1996, and Heather Martin, licensed since 2003 to allow for growth and expansion with their face to face efforts of serving the communities in which they live and work. As leaders in their industry, they have been providing their clients and potential clients with online capabilities of obtaining quotes and information directly from their website for over two decades now, by boosting their online capabilities and partnering with leaders in the industry, they continue to offer a transparent view of of rates and plans direct to the consumer!


Please note: Offices and face to face appointments are available in the Greater Sacramento, Monterey Bay, and Oakhurst communities by appointment and online or phone appointments are available as well.


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